Save Job Back to Search Job Description Summary Similar JobsLeadership. Credit Risk frameworks, policies, and processes.UK regulated bank, FX & cross-border payments in emerging markets. LondonAbout Our ClientA rapidly expanding, regulated UK bank specialising in FX and cross-border payments across emerging and frontier markets. The organisation is transforming how money moves globally by reducing friction, improving reliability, and increasing transparency. Through a combination of deep market relationships and innovative digital capabilities, the bank enables governments, development organisations, fintechs, corporates, and financial institutions to access hard-to-reach markets with speed and confidence.Job DescriptionThe RoleThis is a strategic leadership opportunity to shape and strengthen the bank's 2nd line of defence Credit and Country Risk function. You'll lead the development of robust risk frameworks, tools, and analytics, ensuring a balanced approach to risk and growth as the bank expands across diverse geographies.Key ResponsibilitiesCredit Risk OversightLead the evolution of Credit Risk frameworks, policies, and processes.Own Credit Risk appetite settings and monitor portfolio performance.Enhance assessment tools, models, and decisioning processes.Drive portfolio analytics to manage risk across products and regions.Collaborate with Commercial and Finance teams to align lending decisions with strategy.Review and approve complex or high-value credit applications.Contribute to strategic and regulatory processes (e.g. IFRS9, ICAAP, ILAAP, Pillar 3, TCFD).Country Risk AnalysisProvide oversight on assessments of economic, political, legal, and social factors.Develop dynamic Country Risk rating models and assessment approaches.Deliver regular reports and briefings to senior management and the board.Act as an internal expert on macro and sovereign risk.Leadership & GovernanceLead and develop a high-performing Credit and Country Risk team.Collaborate across Risk, Compliance, and Commercial functions.Represent the function in governance forums and risk committees.Stay ahead of global trends and best practices in Credit and Country Risk.The Successful ApplicantQualifications & ExperienceDegree in Economics, Finance, Risk Management or related field; CFA or postgraduate qualification preferred.Proven leadership in Credit Risk within banking or financial services.Experience in emerging and frontier markets is highly desirable.Strong expertise in sovereign/Country Risk analysis.Deep understanding of Credit principles, financial analysis, macroeconomics, and regulatory frameworks.Track record of navigating market disruptions and escalating risk insights to senior stakeholders.Excellent communication, stakeholder management, and decision-making skills.What's on OfferBenefitsHybrid working modelCompetitive pension scheme (up to 10% employer contribution)Life Assurance (4x salary)Group Income ProtectionPrivate Medical Insurance (including Optical, Dental, Audiology)Discretionary BonusGenerous Annual Leave2 Volunteering DaysAccess to Benefit HubContactTara BagleyQuote job refJN-102025-6849744Job summaryFunctionCFO & Financial ManagementSubsectorCFO & Financial Management SubsectorIndustryFinancial ServicesLocationCity of LondonContract typePermanentConsultant nameTara BagleyJob referenceJN-102025-6849744
