Products & Propositions Head - Life Insurance

A successful Products & Propositions Head should will":Strategic Leadership

* Develop and execute the overarching product and proposition strategy aligned with business goals, customer needs, and market trends.

* Provide strategic insights to senior leadership on market trends, innovations, and long‑term portfolio planning.

* Promote a customer‑centric culture across the product and propositions organization.



Proposition Development & Positioning

* Create differentiated customer value propositions for new and existing products.

* Ensure propositions are grounded in customer insights, competitive intelligence, and strong market positioning.

* Partner with marketing and distribution to deliver effective messaging and drive market performance.



Integrated Healthcare Strategy

* Lead implementation of the Integrated Healthcare Strategy across the Philippines business.

* Identify opportunities for product and proposition synergies across the life and HMO businesses; propose action plans and oversee execution.



Product Design & Pricing

* Lead product concept development, benefit design, and pricing strategy.

* Integrate actuarial, financial, and risk considerations into all product designs.

* Maintain pricing governance and ensure profitability in partnership with actuarial and finance teams.



Product Delivery

* Manage end‑to‑end product development and market rollout.

* Ensure regulatory compliance, operational readiness, and timely delivery.

* Oversee governance of approvals, testing, documentation, and launch readiness.