Associate Director, Credit Review

Key ResponsibilitiesIndependent Credit Review & Assessment

• Lead reviews of leveraged lending and wholesale credit exposures, including sponsor-backed transactions, LBOs, recapitalizations, refinancings, and complex capital structures.
• Evaluate underwriting quality, financial analysis, deal structures, covenants, collateral, and alignment with risk appetite.
• Validate accuracy of internal risk ratings and identify gaps requiring further mitigation or escalation.

Portfolio Risk Analysis

• Assess ongoing monitoring practices, borrower performance, sponsor behavior, and covenant compliance within the portfolio.
• Identify emerging risks, concentration themes, and portfolio vulnerabilities tied to market conditions or sponsor behavior.
• Conduct thematic, horizontal, or deep‑dive reviews on targeted risk areas.

Governance, Reporting & Stakeholder Interaction

• Prepare clear, objective reports summarizing findings, root causes, and recommended improvements.
• Present results to senior risk leadership, credit executives, and business line stakeholders.
• Collaborate with credit policy, independent risk, internal audit, model risk, and capital/portfolio analytics teams as needed.

Continuous Improvement & Leadership

• Mentor junior reviewers and contribute to building best‑in‑class review methodologies.
• Support enhancements to sampling approaches, scoring criteria, and documentation standards.
• Promote a culture of accountability, transparency, and disciplined credit risk management.

Rare opportunity to evaluate high‑visibility, complex leveraged transactions from an independent lens.

Broad exposure to business line leadership and second‑line risk executives.

Ability to influence credit culture, strengthen controls, and shape how leveraged lending risk is governed.